EuroMillions Syndicate

A syndicate is a group of people who play a lottery together, allowing them to buy a number of tickets at a shared cost with an agreement to split any prizes won. Playing in a EuroMillions syndicate, or club, therefore boosts your chances of winning as you are able to pool your resources and have greater purchasing power. Playing as part of a collective, you can own a share of more tickets than you would normally have if you played by yourself.

Jump to: Syndicate Calculator Create a Syndicate Winners FAQ's

EuroMillions Syndicate Agreement Form

Download a EuroMillions lottery syndicate form below. It is for information purposes only and individuals wishing to establish a syndicate should seek independent legal advice. The clauses contained in the agreement are suggestions only and should be adapted to meet individual requirements. Euro-Millions.com accepts no responsibility for errors and omissions or for any loss or claim arising out of the use of this draft agreement whether in whole or in part. It is advised that the syndicate agreement should be signed and witnessed by each syndicate member.

Download the Draft Syndicate Agreement

Syndicate Calculator

Use the following calculator to find out how your odds improve in a syndicate and how your prize share will be affected depending on how many tickets are purchased:

Match	Odds of Winning		Average Amount Won
Match	Individual Purchasing Single Ticket	Syndicate of 10 Purchasing 10 Tickets*	Individual Purchasing Single Ticket*	Each Syndicate Member Would Receive*
5 + 2	1 in 139,838,160	1 in 13,983,816	€67,368,524.59	€6,736,852.46
5 + 1	1 in 6,991,908	1 in 699,191	€392,376.29	€39,237.63
5 + 0	1 in 3,107,515	1 in 310,752	€44,829.25	€4,482.92
4 + 2	1 in 621,503	1 in 62,150	€2,177.02	€217.70
4 + 1	1 in 31,075	1 in 3,108	€140.69	€14.07
3 + 2	1 in 14,125	1 in 1,413	€76.41	€7.64
4 + 0	1 in 13,811	1 in 1,381	€47.14	€4.71
2 + 2	1 in 985	1 in 99	€16.30	€1.63
3 + 1	1 in 706	1 in 71	€12.47	€1.25
3 + 0	1 in 314	1 in 31	€10.30	€1.03
1 + 2	1 in 188	1 in 19	€8.08	€0.81
2 + 1	1 in 49	1 in 4.9	€6.36	€0.64
2 + 0	1 in 22	1 in 2.2	€4.10	€0.41

* Figures and amounts may be rounded and are for informational purposes only. Average prizes are not indicative of future prize values.

Create Your Own Lottery Syndicate

If you want to create your own EuroMillions syndicate, start by building your team. It is estimated that more than half of current clubs in the UK are work-based, but you could also play with neighbours, family members or friends.

A structure needs to be in place before you start playing to ensure that everything runs smoothly. Appoint a syndicate manager, as EuroMillions prizes can only be paid out to one player according to UK National Lottery rules.

The person chosen to be syndicate manager should be trustworthy and willing to maintain an up-to-date syndicate agreement, signed by all members. This effectively works like a contract and will help to prevent any disputes.

The syndicate manager should keep track of payments, buy the relevant tickets and store them safely, before checking the tickets after a draw to tally up the prizes won. It is also a good idea to appoint another member of the team to re-check the tickets.

What to Include in Your EuroMillions Syndicate Agreement

Every group is different, but it is a good idea to have a set of syndicate rules in the form of an agreement to help protect everyone and ensure payouts are dealt with fairly. Some useful points to include may be:

The date the syndicate began.
The names of the members of the syndicate.
Contact details for the syndicate manager.
Confirmation of whether you are playing in either the Tuesday or Friday draws, or both draws each week.
Details of how many entries your group will play in each draw.
The numbers the group will play.
The cost of each player's stake.
The share of a prize that each player will receive.
What will happen if a player does not pay their stake on time.
What will happen if a player leaves the syndicate.
A majority decision on whether the group will go public or remain anonymous if they win a big prize.
A signed agreement from the syndicate manager promising to distribute any prizes won.

EuroMillions Syndicate Winners

It is estimated that one in five UK lottery prizes is won by a syndicate, and there have been some huge prizes snapped up by groups in the history of EuroMillions. The big winners include:

The Rogers family from Ireland hit the biggest jackpot in Irish lottery history when they won €175 million in February 2019. That huge jackpot was arrived at after a Superdraw and several more draws went by without a winner. The winning ticket was bought in the small village of Naul in County Dublin and word soon spread about the identities of the winners.

An Irish syndicate banked an incredible €88.5 million after matching all five main numbers and both Lucky Stars on 24th January 2017. The anonymous players were thankful for the ‘financial freedom’ the win provided and insisted they would not get carried away when they picked up their cheque, but they were also looking forward to booking some tropical holidays!

A group of office workers from Merseyside became known as the 'Magnificent Seven' after hitting the jackpot in November 2009 to scoop £45.5 million. Many of the players, whose ages ranged from 19 to 57, feared they were set to lose their jobs when they were contacted on a Sunday morning, but in fact they discovered they were each £6.5 million richer!

A family syndicate from Co Clare in Ireland won this jackpot in February 2022, eventually coming forward to claim it almost two months later. They said a few of them would upgrade their cars and they were keen to start travelling again after a difficult time during the pandemic, but the main focus would be on making sure the money helped the family for as long as possible.

Syndicate FAQs

How do you play as a syndicate?

You can purchase EuroMillions tickets for your syndicate from authorised retailers in any of the participating countries or by going online. If you’re going to buy tickets in-store in the UK and always use the same numbers, a FastPlay card saves you the need to fill out a playslip every time you go to purchase tickets.

Do we need a syndicate agreement?

A syndicate agreement is the perfect way to prevent any disputes in your EuroMillions union. Before you start playing, you should lay down some ground rules so that everyone knows in which draws they will play, how much they will pay, what happens if someone doesn't pay their stake and any other potential issues.

A syndicate agreement also avoids any potential tax implications. UK players are not taxed on lottery winnings within the country, but the rules state that EuroMillions prizes must be paid to one person only - usually the syndicate manager. It is their responsibility to share the winnings out and, without an official agreement, that could mean the other members are presented with a big tax bill on the funds they are due.

What responsibilities does a syndicate manager have?

Your chosen syndicate manager should be a trustworthy person, as they will be the one responsible for buying the EuroMillions tickets, checking to see what the group has won, collecting the prizes and distributing them amongst the members. They will also need to ensure that the syndicate agreement is kept up to date and enforced.

Is there a maximum number of people or tickets allowed in a syndicate?

If you are looking to create your own syndicate then you can include as many players as you want and buy as many tickets as you want. It could be a partnership of two people, or an association of dozens of people. The greater the number of tickets, the better your chances of winning a prize, although if you have a particularly large amount of people, the winnings will be smaller and the syndicate may be harder to manage.

What happens when a syndicate wins the lottery?

Lottery rules state that EuroMillions prizes can only be paid to one person, which will usually be the syndicate manager. The Syndicate Manager will then be responsible for distributing the funds as agreed in the syndicate agreement. Make sure you have an agreement in place that formally shows you have played as a syndicate.

Who can witness a lottery syndicate agreement?

Your witness should be someone who is at least 18 years old and has a recognised good standing in society, such as a solicitor, doctor or teacher. They should not be a member of the lottery club and should witness that the agreement has been signed by everyone in the syndicate.

Are lottery syndicates legal?

Syndicates are definitely legal and can be a great way to have fun playing EuroMillions whilst also increasing your chances of winning a prize. If you are playing in an offline syndicate, make sure to have a syndicate agreement in place before you start playing. An online syndicate is administered for you automatically and will legally and securely ensure that you receive any winnings owed to you.