A syndicate is a group of people who play a lottery game together, allowing them to buy a number of tickets at a shared cost with an agreement to split any prizes won. A EuroMillions syndicate may be made up of work colleagues, friends or family members, but the goal is the same - to join forces for a better chance of winning prizes.
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Playing EuroMillions as part of a syndicate boosts your chances of winning a prize because, thanks to the greater purchasing power, you own a share of a larger number of tickets than you would normally have if you played by yourself. Any prizes won are shared between the members of the syndicate, which means that several people can all become big winners in one go!
Use the following calculator to find out how your odds improve in a syndicate and how your prize share will be affected depending on how many tickets are purchased:
|Match||Odds of Winning||Average Amount Won|
|Individual Purchasing Single Ticket||Syndicate of 10 Purchasing 10 Tickets*||Individual Purchasing Single Ticket*||Each Syndicate Member Would Receive*|
|5 + 2||1 in 139,838,160||1 in 13,983,816||€48,979,394.83||€4,897,939.48|
|5 + 1||1 in 6,991,908||1 in 699,191||€452,613.78||€45,261.38|
|5 + 0||1 in 3,107,515||1 in 310,752||€78,046.86||€7,804.69|
|4 + 2||1 in 621,503||1 in 62,150||€4,443.28||€444.33|
|4 + 1||1 in 31,075||1 in 3,108||€202.29||€20.23|
|3 + 2||1 in 14,125||1 in 1,413||€73.74||€7.37|
|4 + 0||1 in 13,811||1 in 1,381||€94.68||€9.47|
|2 + 2||1 in 985||1 in 99||€19.95||€2.00|
|3 + 1||1 in 706||1 in 71||€14.64||€1.46|
|3 + 0||1 in 314||1 in 31||€12.20||€1.22|
|1 + 2||1 in 188||1 in 19||€10.68||€1.07|
|2 + 1||1 in 49||1 in 4.9||€8.06||€0.81|
|2 + 0||1 in 22||1 in 2.2||€4.13||€0.41|
* Figures and amounts may be rounded and are for informational purposes only. Average prizes are not indicative of future prize values.
† Odds displayed next to this symbol are expected and not guaranteed.
Create Your Own Lottery Syndicate
If you want to create your own syndicate, a structure needs to be in place before you start playing to ensure that everything runs smoothly. A syndicate manager will need to be appointed, as EuroMillions prizes can only be paid out to one player according to National Lottery rules.
The person chosen to be syndicate manager should be trustworthy and willing to maintain an up-to-date syndicate agreement, signed by all members. They should keep track of payments, buy the relevant tickets and store them safely, before checking the tickets after a draw to tally up the prizes won. It is also a good idea to appoint another member of the team to re-check the tickets.
What to Include in Your EuroMillions Syndicate Agreement
Every syndicate is different, but it is a good idea to have a set of rules in the form of a syndicate agreement to help protect everyone and ensure payouts are dealt with fairly. Some useful points to include may be:
- The date the syndicate began.
- The names of the members of the syndicate.
- Contact details for the syndicate manager.
- Confirmation of whether you are playing in either the Tuesday or Friday draws, or both draws each week.
- Details of how many entries your group will play in each draw.
- The numbers the group will play.
- The cost of each player's stake.
- The share of a prize that each player will receive.
- What will happen if a player does not pay their stake on time.
- What will happen if a player leaves the syndicate.
- A majority decision on whether the group will go public or remain anonymous if they win a big prize.
- A signed agreement from the syndicate manager promising to distribute any prizes won.
Draft Syndicate Agreement
The following syndicate agreement is for information purposes only and individuals wishing to establish a syndicate should seek independent legal advice. The clauses contained in the agreement are suggestions only and should be adapted to meet individual requirements. Euro-Millions.com accepts no responsibility for errors and omissions or for any loss or claim arising out of the use of this draft agreement whether in whole or in part. It is advised that the syndicate agreement should be signed and witnessed by each syndicate member.
EuroMillions Syndicate Winners
It is estimated that one in five UK lottery prizes is won by a syndicate, and there have been some huge prizes snapped up by groups in the history of EuroMillions. The big winners include:
An Irish syndicate banked an incredible €88.5 million after matching all five main numbers and both Lucky Stars on 24th January 2017. The anonymous players were thankful for the ‘financial freedom’ the win provided and insisted they would not get carried away when they picked up their cheque, but they were also looking forward to booking some tropical holidays!
A group of office workers from Merseyside became known as the 'Magnificent Seven' after hitting the jackpot in November 2009 to scoop £45.5 million. Many of the players, whose ages ranged from 19 to 57, feared they were set to lose their jobs when they were contacted on a Sunday morning, but in fact they discovered they were each £6.5 million richer!
Q: How do you play as a syndicate?
A: When creating your own syndicate, you can purchase EuroMillions tickets for your syndicate at authorised retailers in any of the participating countries or by going online.
Q: Do we need a syndicate agreement?
A: A syndicate agreement is the perfect way to prevent any disputes in your EuroMillions syndicate. Before you start playing, you should lay down some ground rules so that everyone knows in which draws they will play, how much they will pay, what happens if someone doesn't pay their stake and any other potential issues.
A syndicate agreement also avoids any potential tax implications. UK players are not taxed on lottery winnings within the country, but the rules state that EuroMillions prizes must be paid to one person only - usually the syndicate manager. It is their responsibility to share the winnings out and, without an official agreement, that could mean the other members are presented with a big tax bill on the funds they are due.
Q: What responsibilities does a syndicate manager have?
A: Your chosen syndicate manager should be a trustworthy person, as they will be the one responsible for buying the EuroMillions tickets, checking to see what the group has won, collecting the prizes and distributing them amongst the members. They will also need to ensure that the syndicate agreement is kept up to date and enforced.
Q: Is there a maximum number of people or tickets allowed in a syndicate?
A: If you are looking to create your own syndicate then you can include as many players as you want and buy as many tickets as you want. The greater the number of tickets, the better your chances of winning a prize, although if you have a particularly large amount of people, the winnings will be smaller and the syndicate may be harder to manage.
Q: How are prizes paid to syndicates?
A: Lottery rules state that EuroMillions prizes can only be paid to one person, which will usually be the syndicate manager. The Syndicate Manager will then be responsible for distributing the funds as agreed in the syndicate agreement.
Q: Are lottery syndicates legal?
A: Syndicates are definitely legal and can be a great way to have fun playing EuroMillions whilst also increasing your chances of winning a prize. If you are playing in an offline syndicate, make sure to have a syndicate agreement in place before you start playing. An online syndicate is administered for you automatically and will legally and securely ensure that you receive any winnings owed to you.